Kiva is creating a global community of people connected through lending for the sake of alleviating poverty. Kiva was born of the following beliefs: People are by nature generous, and will help others if given the opportunity to do so in a transparent, accountable way. The poor are highly motivated and can be very successful when given an opportunity. By connecting people we can create relationships which extend beyond financial transactions, and build a global community expressing support and encouragement of one another.